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Advice for New Home Buyers
Get pre-approved not just pre-qualified before you look at homes!
“Rhett is a great. Great at communicating, hes hinest and straightforward and when the sale is tough he will hang in there and do whatever it is that needs done. Used him two times now for a home loan. ”
—fletch from Mulberry, IN
“Rhett made my re-fi amazingly smooth and easy. I can't imagine finding a different lender with lower rates and costs with refreshing transparency during all phases of the transaction. This is very hard to find these days but Rhett delivered. I would highly recommend Rhett for any lending needs.”
—Todd Millard from Colorado Springs, CO
“This was our second time working with Rhett to purchase a home. Both times were really positive experiences and he made sure we understood everything. He was very easy to reach and always willing to answer questions. Highly recommend him. And will use him if we ever buy a home again. ”
—Karina from Houston, TX
“Rhett was extremely responsive, answering questions late into the night and made the refinancing process easy! Also I got a great rate! Thanks Rhett!!!!”
—Jacob Jones from San Bernardino, CA
“We worked with Rhett Bouvia and NBKC Bank when we bought our first home eight years ago, and we just closed on our second with him. Coming back to Rhett was an easy choice. He consistently provides the lowest VA rates, and he’s one of the most responsive and reliable people we’ve ever worked with. He walks you through every step, keeps you informed, and makes the whole process feel smooth instead of overwhelming. Over the years, Rhett has become more than just our lender. He’s become a friend. He genuinely looks out for you and treats your situation like it matters. I wouldn’t send anyone anywhere else. He’s outstanding at what he does, and we’re grateful for everything he’s done for us.”
—John & Lindsey Journ from Prospect, KY
“Going through the process of buying your first home can be a daunting task with a lot of mixed experiences. However the one experience I can say for sure was excellent from beginning to end was my time with Rhett. He was transparent, sincere, straightforward, and overall a pleasure to talk to. For anyone going through this experience for the first or the hundredth time in this business, Rhett is someone you will want in your corner. Thank you again, Rhett. Much gratitude. ”
—IkennaIhekwoaba from Houston, TX
“We were recommended Rhett by our realtor and decided to contact him. He was very easy to talk to, friendly, and honest about what to expect. We honestly didn’t feel the need to shop around for other lenders because we felt very informed and confident about choosing to work with Rhett. He crunched up possible numbers for homes we showed interest in to get an idea of the costs. That helped us a lot in our decision. Our paperwork was also straightforward and had no discrepancies. Rhett had all the answers for our questions and broke down information to help us understand better. We 100% will be contacting him again in the future. Thank you so much. ”
—Alejandra Ortega from North Las Vegas, NV
“My wife and I just bought our first house, and had the pleasure of having Rhett as our Lender. He was very quick to respond to any question my wife and I had, and he was very easy to talk to. Rhett genuinely wanted us to get the best deal we could get for our house and was very excited for us when we finally found our place. Closing on our house was bitter sweet because he made the process so simple for us, but now we don’t get to work with him anymore. We will definitely reach out to Rhett for any of our future lending needs!”
—Josiah from Harriman, TN
“Rhett was amazing. He was so helpful and easy to work with and very responsive no matter what time of day. Would absolutely recommend him. We had originally had another lender but we switched and are so glad we did ”
—Kerry Markey-Cote from Newport News, VA
“We would give him 10 stars if we could. We worked with Rhett twice, and both experiences demonstrated his professionalism and genuine care for his clients. The first time, we were unable to move forward with purchasing our first home due to our financial situation and a seller who was unwilling to negotiate on the asking price. We were initially pre-approved for an amount lower than we hoped for, and Rhett was honest and transparent throughout the process. Rhett and our realtor even protected us from moving forward with an earnest money contract when a builder was trying to pressure us into acting too quickly. We believe this to be outside the scope of his work, and he still had our best interest at heart. Rather than letting us get roped into a bad situation, Rhett laid out a clear financial plan for updated pre-approval and the months ahead. We followed his guidance as closely as possible, and by the end of 2025 our financial position had improved. When we reapplied, Rhett helped us secure approval for a higher loan amount and a strong interest rate given current market conditions. As a result, we were able to successfully close on our first home in January. Rhett is both highly professional and personable. He is kind, patient, and takes the time to thoroughly explain every step of the process. He consistently goes above and beyond to ensure his clients are well informed and taken care of. We truly enjoyed working with Rhett and would highly recommend him to anyone looking for a trustworthy and knowledgeable mortgage lender. ”
—CC78 from Cypress, TX
Be kind. Tell the truth. Do your best.
Kansas Jayhawks, Kansas City Chiefs, Kansas City Royals.
I'm a scratch golfer.
University of Central Oklahoma
Helping people experience the dream of homeownership while navigating all the lending regulations with ease.
Lee's Summit, Missouri
Spending time with my wife and daughter. Playing golf and basketball along with watching football.
Umpiring little league baseball games.