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Advice for New Home Buyers
Don’t buy a home at the maximum you can get qualified for. That will not leave you room to save for retirement, college for kids or emergencies.
“We just purchased our second home and was the second time working with Ryan. He has been a great loan officer who is attentive, informative and doesn't mind re-explaining steps to us multiple times! He was able to crunch numbers for on short notice and he was always very honest about the current state of the market. Most importantly, he helped us close quickly and all the steps were smooth and frictionless. I would recommend using Ryan for your mortgage loan needs wherever he is available!”
—MindyYuen from Overland Park, KS
“I’ve been through the home buying process many times and Ryan made this purchase painless. From initial communication to final preparations the process was seamless. We were clear to close quickly and had by far our fastest closing process. I would highly recommend using Ryan. ”
—Casey Sprague from Walton, KY
“I’ve done multiple loans with Ryan and really enjoy working with him. Communicates well and does a great job! Helped us get through some unique challenges successfully. ”
—Jesse Woolley from Bonners Ferry, ID
“Ryan is bar none the best loan consultant you should work with. He far exceeds expectations in guiding you though the mortgage process, overcoming obstacles and never ceased to amaze with how quickly he answered my many questions even off hours and on weekends. When things were scheduled to occur is when they actually occurred so planning was a breeze. The ultra fast nearly all virtual closing was impressive. I'm glad to have had him help me purchase my current home and hope he is able to work with me again when I'm ready to upgrade housing. Thanks Ryan!”
—sethtowle from Hampton, NH
“Ryan was great to work with! From the beginning, he was upfront about the services he could provide and offered highly competitive rates. He was extremely responsive and protected our interested to lock-in at the right time. He made the process painless throughout.”
—zuser201509240709053 from Bossier City, LA
“We had been in our current house 34 years and had not dealt with mortgages in 34 years and Ryan made the process very easy with e-signatures it was very convenient. Loan went very well from initial contact to closing day. ”
—jckefranklin from Kansas City, MO
“We worked with Ryan recently again for our 2nd real estate lending needs in a competitive market and changing economic conditions. Ryan was extremely responsive for the multiple changes we encountered. We did not shop around for a lender based on our past experience with Ryan in 2021. He made the process seamless and was available on weekends and evenings as we watched interest rates. ”
—V Le from Eugene, OR
“My wife and I recently completed our first home purchase with Ryan. He was instrumental in helping us navigate the VA loan process. He was always readily available for a call to explain a topic or answer any questions we had, and was patient, understanding, and thorough as we worked through our first home purchase. On top of all that, his rates were easily the most competitive we had seen on the market. It was an absolute pleasure working with Ryan and we hope to again!”
—Matthew Lorini from Olympia, WA
“Ryan was very patient and understanding. He took the time to explain several processes to me during my home purchase. He was able to get everything done on time and had great communication. I would definitely work with Ryan again! ”
—Glenda Mancilla from Jacksonville, FL
“We found NBKC online at LendingTree. We had not heard of NBKC Bank before, but apparently they date back to 1844. Their rates were exceptional and they offered several different options of loan terms and upfront costs to choose from. We began working with Ryan Vick shortly after contacting them. Ryan was very knowledgeable, and he and his team were extremely easy to work with and very organized. We had a very tight timeline, and they were able to get everything completed in time without any issues. We could not be happier with Ryan and NBKC, and we would highly recommend them to anyone. ”
—Rich W. from Chicago, IL
Treat others with respect and how you wish to be treated.
KC Chiefs, KC Royals, MU Tigers and Sporting KC
I was born with 1 kidney and didn't find out until I was 32 years old.
University of Central Missouri
I want to stay in one of those resort huts that sit on top of water where you can look down into the ocean from the bedroom floor.
I love meeting new people every day. I love helping them buy their first home, forever home, vacation home or helping them get in a better financial position by refinancing.
Liberty, MO
Golf, Fishing, Home Projects
During college, I tended bar at very popular bar at the Lake of Ozarks during the summer months.