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Advice for New Home Buyers
Don’t buy a home at the maximum you can get qualified for. That will not leave you room to save for retirement, college for kids or emergencies.
“Ryan has been working with me for approximately 5 months as I have been searching for a house. THe market was tight and Ryan would check in on me every week or two. And it wasn't just a short text message; he would call and talk for a good 20 minutes, checking in on what was happening or how the market was looking when it came to mortgage rates. He was always watching to rates and if they made a good drop, he would contact me. He was easy to work with when I finally found a house. If I had any questions, he would respond, if not immediately, within the work day. Ryan was great to work with.”
—KJD from Waunakee, WI
“Ryan was very helpful and thorough. He explained everything to me as a first time home buyer and checked in frequently to ensure I had everything I needed for this purchase.”
—Claire from Georgetown, KY
“We had an outstanding experience working with Ryan Vick at NBKC! From start to finish, Ryan was a fantastic communicator. He was always available, responsive, and patient with all of our questions throughout the process. He worked seamlessly with our realtor, which made everything feel smooth and stress-free. Ryan was incredibly timely in sending over all the necessary documents and kept us updated with regular check-ins and follow-ups, so we always felt informed and supported. His knowledge and professionalism were clear from day one, and we truly appreciated how accessible and easy he was to work with. We couldn’t have asked for a better lending experience and highly recommend Ryan to anyone looking for a reliable and dedicated lender! ”
—Wayne Washington from Hollywood, FL
“I have worked with Ryan on 4 different homes and mortgages. Every time he made the process easy, easily understandable, and painless. The fact that I have used Ryan 4 times should speak volumes.”
—Bill D. from Las Cruces, NM
“Even though we were on opposite sides of the country and only talked on the phone, Ryan was really helpful, pleasant, and exceedingly efficient. Everything went through seamlessly with my refi and it was 100% hassle-free.”
—Heidi L. from Sonora, CA
“Ryan was so helpful from beginning to end! I had a complicated cross-country situation, and the buying and selling dates changed at the last minute -- Ryan kept in touch with both me and my agent, and was able to update quickly. Everything went so smoothly and I would recommend him to anyone!”
—tanichka13 from Rio Rancho, NM
“Ryan was prompt and answered my many questions when he called within an hour after the initial application. He stayed in contact as I considered other loan offers, all of which fell short in comparison to NBKC's offer. I highly recommend working with Ryan, and NBKC.”
—RK-W144 from Germantown, WI
“I worked with Ryan during my initial closing a year back. I had bought when rates were at an all time high, so when rates dropped significantly, Ryan reached out and helped me get the refinance process going. It was super easy and when I went to shop rates. I was getting the best rate and feees from Ryan. It was really nice knowing I was getting a good deal and didn’t have to initiate the process cause Ryan was looking out for me since closing!”
—sarjuthakkar00 from Chicago, IL
“Ryan was continually helpful all the way from developing initial mortgage estimates through agreeing to lend from NBKC. Rates were highly competitive and we chose NBKC because of the combination of the rates on offer and Ryan's clear communication. However, it did feel like Ryan became slightly slower and less detail oriented after we had committed to working with NBKC even while still working toward closing. Either way, we closed on time and are happy with the loan! ”
—Denton Knight from Carthage, NC
“Ryan was so helpful from the jump! He was willing to explain everything to me and answer any questions I had. We had some issues with my loan a bit (No fault of Ryan) and he helped pushed things along! Thanks a ton Ryan!”
—Keegan Knepper from Warsaw, IN
Treat others with respect and how you wish to be treated.
KC Chiefs, KC Royals, MU Tigers and Sporting KC
I was born with 1 kidney and didn't find out until I was 32 years old.
University of Central Missouri
I want to stay in one of those resort huts that sit on top of water where you can look down into the ocean from the bedroom floor.
I love meeting new people every day. I love helping them buy their first home, forever home, vacation home or helping them get in a better financial position by refinancing.
Liberty, MO
Golf, Fishing, Home Projects
During college, I tended bar at very popular bar at the Lake of Ozarks during the summer months.