Advice for New Home Buyers
Budget a payment you are comfortable paying each month. When you pre-qualify for a loan, the maximum payment you qualify for may be much higher than what you are comfortable paying.
“Joe was recommended by our realtor and he definitely was a great pick! He helped me and my husband through the mortgage loan process and it was a breeze. He was there when we needed help and took the time to find the best rates for us. He was very professional and listened to us with care. ”
—Kay-ann from Bremerton, WA
“It was a pleasure to do business with Joe. He is efficient and straightforward throughout the lending process. I highly recommend. I’m confident I will do business with him again. ”
—james marek from Poulsbo, WA
“Joe did amazing job from pre-qualification through to closing. He was even able to roll with the punches when we bumped up our closing to be 2 1/2 weeks earlier. Even out seasoned realtor committed about how nice it was to work with Joe.”
—ambowman80 from Haines City, FL
“Joe made the process of receiving a loan through the VA as simple and easy as possible. I highly recommend him as your lender. I know he will be mine.”
—Ronan from Port Orchard, WA
“Joe was great from start to finish. He is very knowledgeable and willing to help with any situation. He is quick to respond to questions. The whole process was very smooth, and he was great at communicating with me, my realtor, and the title company. He was also able to get us an outstanding interest rate... cheaper than any other lender I investigated. I would highly recommend Joe!”
—Jeremy from Gig Harbor, WA
“I enjoyed working with Joe in my refinance quote. Joe was very helpful and his responses to my questions were timely and informative. Loan approval and process were quick and smooth.”
—Shereef Mounir from Richmond, TX
“Joe made the loan process very easy. He was very knowledgeable and helpful. He was able to answer all the questions that I had and was reassuring throughout the process. Highly recommend!”
—Sean from Port Orchard, WA
“Joe was absolutely wonderful to work with! We communicated entirely though email and he made the process so easy and painless... which I appreciated greatly as this was my first time buying a home! I felt he explained everything along the way in an efficient, easy-to-understand way. He was always willing to answer our questions promptly and we appreciate his level of professionalism and knowledge!! I can't imagine working with anyone else for our financial needs!”
—Nadia M from Bremerton, WA
“Joe was great at explaining things to us, often more than once. We are first time home buyers and we had lots of questions. Joe is a seasoned vet and had all of the answers. He even returned calls on a weekend to help get or offer letter in motion. I would gladly refer Joe to anyone needing a mortgage advisor, and we look forward to doing business with him again!”
—Geoffrey from Sumner, WA
“Pleasant experience with Joe. He is a busy man however spent enough time to explain things in details and ensured a smooth transaction. Loan approval and process was hassle free and quick.”
—Pankaj Sharma from West Chester, OH
Work hard and focus on the positives.
Kansas Jayhawk Basketball
University of Kansas
Sail across the ocean
Helping clients achieve their goal of home ownership.
Wichita, KS
Fishing and exercising.
Lifeguard