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Advice for New Home Buyers
Budget a payment you are comfortable paying each month. When you pre-qualify for a loan, the maximum payment you qualify for may be much higher than what you are comfortable paying.
“Best rates on the market. Responsive to calls and emails. Efficient, transparent, and professional. I highly recommend working with Joe. He is my go-to lender.”
—Peyton from Mount Pleasant, SC
“Extremely happy with the customer service of NBKC. They were on top of everything and answered all questions in a timely manner. Will definently use them again in the future! Thank you for the fast and kind service! ”
—Chris Allen from Port Orchard, WA
“Joe Davis is a rockstar! He helped me navigate a tricky refinance and went above and beyond to make the numbers work. He’s transparent, responsive, and truly looks out for his clients' best interests. I saved a significant amount on my monthly payments thanks to his expertise. 5 stars!”
—CWu from Durham, NC
“Joe was very attentive and made the process smooth to refi our home. He was readily available when we had questions and kept it professional. Highly recommend him!”
—Kay-ann from Bremerton, WA
“We had the absolute pleasure of working with Joe Davis as our loan officer, and we couldn’t be happier with the experience! From start to finish, Joe made the entire process smooth, stress-free, and incredibly straightforward. He was knowledgeable, patient, and always available to answer our questions — no matter how small. Joe took the time to explain every detail, making sure we felt confident and informed every step of the way. His professionalism and genuine care for his clients really set him apart. Thanks to Joe’s dedication and expertise, we were able to secure the perfect loan for our needs without any surprises or headaches. We truly appreciate his hard work and would highly recommend Joe Davis to anyone looking for a loan officer who goes above and beyond.”
—Tyler LaFond from Silverdale, WA
“Joe Davis of nbkc was wonderful to work with! He was always prompt, easy to communicate with, and always answered my questions in a quick way. I especially appreciate him being available to our realtor, on the weekend and late in the evening, during the offer stage of our home purchase; it made a huge difference in helping us craft a winning offer in a timely manner. I will definitely refer my friends to Joe and nbkc. None better, thanks Joe!”
—Craig Schlattmann from Tacoma, WA
“Joe is the unquestionable king of advisors. Best in the solar system, maybe even the entire galaxy. Buying a home, refinancing, getting a loan? This is THE guy. Every other advisor might as well hang up the cleats and go home. ”
—Joseph Pavlovic from Edgerton, KS
“Joe made my first home purchase smooth. Each step of the way he provided concrete estimates and answered all of my questions. He provided routine updates and clearly laid out next steps.”
—Lauren Witt from Bradenton, FL
“Working with Joe as our loan officer during our VA home loan process was an absolutely amazing experience from start to finish. As homebuyers, especially navigating the VA process, we had a lot of questions and concerns, and he was there every single step of the way with patience, professionalism, and genuine care. Joe made what could have been a stressful process feel smooth and manageable. Communication was always quick, clear, and honest, and we always felt like we were a priority. He went above and beyond to explain everything thoroughly, advocate for us, and make sure we understood all of our options. Joe’s knowledge of VA loans is incredible, and it gave us so much confidence throughout the entire transaction. Thanks to his hard work and dedication, we were able to close on our home feeling informed, supported, and excited. If you are looking for a loan officer who truly cares about their clients and works tirelessly to make homeownership happen, I cannot recommend Joe enough. ”
—M. Lee from Bremerton, WA
“Professional and timely. Glad we got to work with Joe on the purchase of our home. Our loan process was smooth and he was always transparent and prompt with any inquiries we had. Highly recommend! ”
—JYuhas from Lakebay, WA
Work hard and focus on the positives.
Kansas Jayhawk Basketball
University of Kansas
Sail across the ocean
Helping clients achieve their goal of home ownership.
Wichita, KS
Fishing and exercising.
Lifeguard