About Dave Nichols
Advice for New Home Buyers
Ask a lot of questions. It is a big step and you don't want to be caught off guard or have buyer's remorse.
Excellence
“I will refer my friends and family to Dave. He was responsive, full of answers and very diligent... boxing fans will understand this... He made me feel like Mike Tyson with Cus D'Amato in the corner. He was there for everything I needed and better still, for the things I didn't know I needed. He did both a conventional refinance and a VA purchase for me, so he's in the trenches with you and treats your loan as if it's him purchasing the home. Highly Recommend!”
—Norman J from San Antonio, TX
Smooth Process
“The process was smooth and only took about a month total from the initial application to closing. It was stress free with the help of Dave who was very informative about everything. He is very professional and quick to respond. I will definitely recommend NBKC and Dave to my friends and family.”
—Theresa S from Germantown, MD
NBKC Bank
“From start to finish Nick was available for questions and did not mind simplifying things that we found confusing. He got us a great loan. GREAT JOB!!!”
—Speakergirl2000 from Helotes, TX
Quick and easy
“Great job on the refinance. The process was quick and easy, most of the docs could be signed online. Dave is very knowledgeable and easy to work with, highly recommend”
—zuser201602140729404 from Escondido, CA
Repeat Customer
“Have used Dave and NBKC a few times over the years. We always have a great experience with Dave. We trust him to get it done at the best cost to us.”
—James Ko from Lexington, SC
Great Job!!! Awesome
“2nd time using Dave at NBCK bank. Very attentive and always willing to go the extra mile. Definitely trust worthy, quick response time. Thanks Dave!!! Hope all goes well for you and your family. The way you treated me and my family, you deserve the best in life.”
—nasario morales from San Antonio, TX
Fast, efficient, and cool as a cucumber
“Working with Dave was the easiest part of our entire homebuying experience. I was nervous about working with a big national lender... but Dave's rate was not only lower than anyone in our area, he was able to get the deal done with lower fees and a faster close than anyone else we spoke to. Throughout the process he was calm and helpful, answering my detailed questions quickly but without hurry or impatience. We closed in 21 days without breaking a sweat, and he even helped us manage the seller concessions to maximize their value. Our realtor was a fan, we were big fans, and the sellers appreciated the quick close. Would highly recommend Dave and the NBKC team to anyone considering a loan!”
—Colin Custer from Frederick, MD
Awesome service
“Dave did an amazing job through the whole process. Closed on time, without any issues. I was a first time home buyer and he took the time to answer any question and walked me through the whole process.”
—Josiah hunt from Atlanta, GA
Smooth process
“Dave was easy to work with, very responsive, and everything was handled smoothly and efficiently. Highly recommend and we would definitely work with him again.”
—ealm35 from Minneapolis, MN
NOT NOTCH
“From start to finish Dave was great to work with. I am self employed which adds a layer of complexity to the application. No problem with Dave Dave Mincik”
—josieminick from Boise, ID
Get to know Dave
What is your motto or personal mantra?
Strive to give my clients the best experience I can and never let them down.
What is your favorite sports team?
Iowa State, KC Chiefs
What is something that people would be surprised if they knew about you?
I used to judge BBQ contests.
What's your alma mater?
Iowa State University
What is on your bucket list?
To own a lake home.
What aspect of your job are you most passionate about?
Understanding my client's needs and working towards a solution that accomplishes their goals.
Where did you grow up?
Hudson, IA
What are some of your hobbies?
Water-skiing, upland bird hunting, beer tasting
Before working at NBKC, what was the most unusual or interesting job you've ever had?
Account Executive - I was able to talk to business owners with a lot of different ideas on how to work their businesses.