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About Adam Lutjen
Advice for New Home Buyers
Trust the process. Contact me whenever however, I am always available at any point during the process.
Amazing to Work With
“Adam was amazing to work with - he answered all of our questions and made the home buying process easier than expected. He made himself available around our schedule and I really appreciated that! ”
—Kate May from Hilliard, OH
Use Adam Lutjen period!
“Adam has made this process so easy. We were lucky to have him recommended to us by our realtor. We are selling in Oklahoma and moving to Missouri, so this was not any easy process. Adam was there to help with everything and went out of his way to work with both Title Companies involved to make sure this was as easy for us as it could be. He answered our texts, emails, phone calls, etc... extremely quickly and sometimes late at night. Do yourself a favor and use Adam to fund your next mortgage.”
—Jody S. from Kansas City, MO
Smoothest refi ever!
“I had not even heard of an "NBKC bank" before this, until I was looking to do a refi and this bank showed up on my credit karma. I was comparison shopping and reached out to NBKC bank to get an idea. Adam reached out to me promptly with some estimates with the basic information he had from me (with no application required), with no pressure at all. Straight away, his estimate already matched the best offer I had elsewhere that I had to reach with some negotiation! After reading up a bit more on the bank, I decided to go with NBKC. Here are the highlights from my experience: 1. Prompt responses and support all along the way - Adam was absolutely awesome, providing a super customer experience for me. I had so many questions during the whole process, and he was extremely graceful and supportive, even responding to my questions over the weekends! I had questions about the closing disclosures, the estimates provided, etc. and he took the time to provide detailed clarifications on everything without getting frustrated! 2. No pressure, best offer first time around and improved the offer as things changed - I love doing business with companies that provide their best offer first time around, without the hassle of needing to comparison shop and negotiate. On top of that, I was able to get a good estimate of their offer before applying, which saves customers time. Obviously, the application with real data is what they need to confirm everything, but with the data I had provided initially things lined up nicely after the application as well for me. So, there was no bait and switch. On top of that, as the rates dropped further, Adam was able to get me an even better rate as things progressed, which I truly appreciated! In my previous refi experiences, I had to ask the loan officer to bring the rates down myself, but Adam did that for me proactively! 3. The entire process was super smooth - I was planning on a vacation around the same time and I was worried about that a bit. But Adam was aware of my travel plans, and helped ensure everything was done on time, with no hassle whatsoever! I submitted my application on March 21st, and everything was closed on 4/4. That's just 2 weeks! By far, the fastest and smoothest refi I have ever done (and I have done quite a few of them over the years). I would highly recommend Adam without a second thought. Thank you so much for the top-notch customer service you provided!”
—Sihanook from Kirkland, WA
Fantastic
“Adam was an incredible lender. He was timely, professional, and got us a rate that was much lower than we could have imagined. Highly, highly recommend!”
—David Wright from Leesburg, VA
Make it possible!!!
“Adam was the best! If it was not for Adam and my Realtor I would have not been able to get my home!! Adam explained everything and made it easy to get this done. If I had any questions day or night he was there. I could have not asked for a better team!! After the closing, I still had some questions and he still is answering them!! ”
—Monica Garcia from Independence, MO
A Loan Officer Who Goes Above and Beyond
“I had a very positive experience working with Adam over the course of several months to secure my home loan. From the very beginning, Adam demonstrated a high level of professionalism, responsiveness, and strong communication skills. When I first reached out to Adam, I was still working on paying off debt and improving my credit. Adam never pressured me, but instead provided valuable guidance on the steps I could take to get my finances in order. Over the following months, Adam checked in regularly and was readily available to answer any questions I had. Once I was ready to actively search for a home, Adam's dedication and expertise really stood out. He was able to quickly get me prequalified and provide updated pre-approval letters as I looked at homes in different price ranges. He was also instrumental in helping me lock in interest rates at just the right time before the interest rates increased. His deep knowledge of the lending process allowed him to streamline the paperwork and keep the approval moving efficiently, even as I faced a highly competitive market. Anytime an issue or concern came up, Adam was there with a solution. Ultimately, Adam's hard work and dedication paid off - I was able to secure a very favorable loan with competitive terms that I am extremely satisfied with. Throughout the entire process, Adam went above and beyond, always making me feel like his top priority, and this became very apparent in my experience working with a couple other loan officers during the initial prequalification phase. I would highly recommend Adam to anyone, especially first-time home buyers, looking for a knowledgeable and trustworthy loan officer to guide them through the home buying journey. His professionalism, expertise, and genuine care for his clients are truly unmatched.”
—Sylvia from Fredericksburg, VA
Exceptional Service!
“I recently had the pleasure of working with Adam Lutjen at NBKC Bank for my mortgage needs, and I can't recommend him highly enough! From my initial consultation to the finalization of my mortgage, his professionalism, expertise, and genuine care made the entire process seamless and stress-free. Adam was incredibly responsive and always available to answer any questions I had, no matter how small. He went above and beyond to ensure I understood every detail and was instrumental in securing the best possible rate for me. His dedication and hard work did not go unnoticed! I am immensely grateful for the excellent service provided and am thrilled with the outcome. If you're looking for a mortgage officer who truly looks out for your best interest, look no further than Adam Lutjen at NBKC Bank. I highly recommend him, confident in the knowledge that you will be in excellent hands. Thank you again for such a stellar experience!”
—Pawan Bhandari from Willow Spring, NC
Best Ever
“I would recommend him to anyone. He was there every step of the way to guide me through this process with ease and confidence! This man knows his job in and out”
—Kelly fink from Chesterland, OH
Recommended him to friends already!
“Adam was really easy to work with and was enthusiastic about helping us. I was initially apprehensive about taking out a loan from a bank in another state, but that feeling quickly went away once I saw the quality and investment in his work. Adam's flexibility, professionalism, frequent and clear communication, and simple explanations of the process assured me we were in good hands. He helped us buy our first home, and we had such a great experience with him that we've already recommended him to friends. ”
—Sarah B from Orono, ME
Adam is 5 stars!
“As first-time home buyers in Kansas City, we were really nervous about getting a mortgage. But working with Adam made everything easy and stress-free! Adam was fantastic from start to finish. He explained everything clearly and answered all our questions. He worked hard to find us the best mortgage and kept us updated throughout the process. If you want a mortgage lender who will make buying your first home a breeze, Adam is the best choice. We’re so happy with our new home and so thankful for Adam’s help!”
—Sarah from Greenwood, MO
Get to know Adam
What is your motto or personal mantra?
Knock me down, I’ll just come back running.
What is your favorite sports team?
The Kansas City Chiefs are the best!!
What is something that people would be surprised if they knew about you?
I think most people would be surprised to know I played lead guitar in a rock band for several years
What is on your bucket list?
Visiting Europe is on the top of my bucket list.
What aspect of your job are you most passionate about?
I love helping people obtain their first home or dream home and the fast-paced competitive environment that comes with it.
Where did you grow up?
Growing up in the small town of Oak Grove, MO was a great experience.
What are some of your hobbies?
Some of my hobbies consist of playing guitar, riding dirt bikes, and wakeboarding.
Before working at NBKC, what was the most unusual or interesting job you’ve ever had?
In my younger days I was a stone mason. We designed subdivision entries, lime stone caps for masons, mantels and hearths. Although it was hard work, I loved the job.