<img src="/themes/nbkc-2020/assets/images/home/cust-img3.png"> FDIC
About Andy Adkins
Advice for New Home Buyers
Enjoy the process and have fun looking for your new home! I’ll make the lending part simple, fun and easy. Stay positive and know you will find the perfect place at just the right time. When you find the perfect one, write the seller a letter about why you and your family are perfect for the home and how you will fill it with love, joy and take awesome care of it!! Believe me, they care and this will make you stand out.
About NBKC
“I would like to give thanks to Andy Adkins for making my process with NBKC very easy and fast. I will recommend his professionalism and honesty always. ”
—toyi1soccer from Walkersville, MD
Andy Adkins is incredible
“My husband and I had the pleasure of working with Andy on our most recent home purchase. He communicated frequently, answered our calls and texts every time we had a question, took the time to explain things, looked for the best rate and fought for us to close earlier than the closing attorney was saying we could close. He saved us close to $2000 in moving expenses by getting us an earlier closing. I cannot say enough great things about Andy and our experience with him! ”
—Lisa Astin from Atlanta, GA
Smooth process!
“Andy is very knowledgeable, tentative, helpful and made closing a breeze!! I would trust NBKC over other banks and would definitely use NBKC/Andy for my lending needs again!”
—Leanne Martin from Frisco, TX
Absolutely fantastic!
“Working with Andy was an amazing experience. As a first time homebuyer, I only knew so much about the process, but Andy was always willing to answer all of my many questions and made sure that everything progressed smoothly each step of the way. Not only did he get me an amazing rate, he also got it even lower as we got closer to closing. Andy is a very down to earth guy and it was always a pleasure communicating with him. I highly recommend that you work with him as well!”
—Preston D from Woodbridge, VA
Andy did a great job on my mortgage loan!
“Andy approached me in the last minutes of my mortgage loan application, but he got the work done quickly and professionally. We were able to get the best mortgage rate on the market and to close our house purchasing in time!! I would highly recommend Andy if you are seeking competitive mortgage loan for home purchase.”
—Bo Wang from Saint Paul, MN
NBKC and Andy Adkins
“Had a very positive experience with Andy and NBKC. Straight forward upfront and quick turnaraound times Definitely recommended and would work with him and the bank again.”
—Frank from Houston, TX
Held my hand all throughout the process
“buying a home was such a scary daunting process for me. fortunately for me, Andy was by my side the whole time. he has been a tremendous help in this whole process and keeping my anxiety at bay. 10/10 would recommend to everyone I know.”
—Pablo G from Chicago, IL
Very thorough AND Patient!
“First time homebuyer with many, many questions. Andy was patient and encouraging and never made us feel like our questions were stupid or a bother. He ran a ton of different scenarios for us, answered things for us multiple times (in multiple ways when it just didn't click for us), and let me check in probably a little too often! He was very knowledgeable, and we would absolutely recommend. He was trustworthy and when it's time for us to go through that process again, we want him again! ”
—Ashely B from Mckinney, TX
You can trust Andy!
“My husband and I are first-time home buyers and were overwhelmed by the process of obtaining a loan for a home. At least we were until we got in touch with Andy Adkins. Andy is one of the most helpful, professional, and pleasant people we have ever worked with. In any capacity. Ever. For nearly 4 months, Andy helped us to understand and navigate one of, if not the worst, housing markets in American history. Throughout the entire process, Andy answered every one of our questions in regard to loans, interest rates, and contracts. His timeliness and knowledge proved to be an invaluable asset during our search. In our selection process, we compared multiple lenders and loan officers, none of which came close to the service we received from Andy and his team. While due diligence is key to any potential buyer, our advice is to save yourself some time (and potentially some money) and work with Andy.”
—Nina Lacks from Ruckersville, VA
Andy Aces it Again -- AAA service!
“What if I told you that my loan officer would reach out and tell me that he could save me hundreds of dollars by refinancing my mortgage to lower rate? What if I told you he made it easier than getting out of bed in the morning? Well, that's exactly what Andy did . . . again. Andy was my original loan officer when I bought my home. After making that utterly effortless, I didn't hesitate to let him work my refinance with even LESS effort. It literally takes my mid 40s beat up body more effort to get out of bed every morning than it took for me to refinance my home with Andy. The result was more money in my pocket and a much deeper respect for Andy. When Andy calls, I answer. Why? Because there's always good news at the end of an effortless road. If you're buying or refinancing a home, choose Andy Adkins and NBKC Bank. You won't find a more genuine, experienced person - I'd put my house on it . . . again!”
—Kevin Hemme from Pleasant Hill, MO
Get to know Andy
What is your motto or personal mantra?
What you focus on grows, so focus daily on the positive outcomes you desire in your life and they will absolutely come true.
What is something that people would be surprised if they knew about you?
I make an award-winning cherry pie from scratch. As a kid, my grandmother Helen always made me one every time I went to the farm to visit. She never had a recipe written down so when she lost her memory, I lost the best pie ever made. Store pies are awful, so I researched and tried tons of recipes before finally finding one that was close. After a few tweaks I had it and won 2 pie contests with it! I use her old rolling pin when I make the crust. Thanks Grandma!!
What is your favorite sports team?
Kansas City Chiefs
What’s your alma mater?
I played football at Butler County Community College in El Dorado, KS before receiving a full scholarship at Fort Hays State University in Hays, KS. Go Tigers!
What is on your bucket list?
Riding a bull.
What aspect of your job are you most passionate about?
Being a fun, energetic partner for my customers and helping them achieve the American dream of home ownership.
Where did you grow up?
I grew up in Bonner Springs, KS and married my high school sweetheart, Kristy.
What are some of your hobbies?
Spending time with my beautiful wife, riding our horses, travel, bootcamp style workouts, and reading inspirational self-help books.
Before working at NBKC, what was the most unusual or interesting job you’ve ever had?
In high school I helped my neighbor build houses over my summers. The only thing he contracted out was the foundation, HVAC, and shingling the roof. We built the whole thing and I learned all of it. I can fix, build, wire and plumb anything as a result of that learning experience.