You are leaving the nbkc bank website and will be linked to an external website
You are about to link to an external website. nbkc bank is not responsible for the availability of content and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review the privacy and security policies for any hyperlinked site which may differ from nbkc bank.
About Andy Adkins
Advice for New Home Buyers
Enjoy the process and have fun looking for your new home! I’ll make the lending part simple, fun and easy. Stay positive and know you will find the perfect place at just the right time. When you find the perfect one, write the seller a letter about why you and your family are perfect for the home and how you will fill it with love, joy and take awesome care of it!! Believe me, they care and this will make you stand out.
Great communication & seamless process!
“Andy was amazing to work with, my husband and I had wanted to refinance for a couple years and when the opportunity finally came up, we jumped on it! We lucked out with getting Andy, he kept us so informed throughout the process and made everything so easy. He answered all our questions and kept us updated as we went through the process. We’d highly recommend working with him for any mortgage or refinance needs! ”
—mariana epperson from Louisville, KY
Andy is the BEST!
“My home-buying experience was made 100% smoother by dealing with Andy. Any questions we had along the way were quickly answered. A good portion of our paperwork was completed prior to meeting with the closing attorney, which made settlement a breeze. I can't recommend Andy enough - he'll make buying a home easy for you!”
—Patti Beauchesne from Newark, DE
ANDY ADKINS MADE 2026 dreams happen in a blink
“MAJOR shout-out to Andy — absolute ROCKSTAR lender. The patience? Next level. The attention to detail? Flawless. Andy checked every box, crossed every T, and had our file underwriting-ready before we even had time to stress. He made a process that’s usually overwhelming feel smooth, clear, and almost effortless. Organized, responsive, and locked in from start to finish. If you want a lender who goes above and beyond and actually delivers, Andy is THAT guy.”
—Milliet Wanji from Edmond, OK
Andy is the best and easiest to work with to finance your home purchase.
“What can I add to the rest of these stellar reviews. I AGREE! Andy was always available during our process of securing our home in TN and selling our home in NC. He was always going above and beyond to make sure everyone in the process had all the documents and information they needed so nothing fell through the cracks. If you want a low drama, easy and smooth home finance, then get ahold of Andy like yesterday. At the end of the whole process I felt like Andy was a friend. I will absolutely recommend and use him again.”
—Dan Admonis from Mount Pleasant, TN
Andy was Awesome!!!
“Working with Andy L. Adkins was an outstanding experience from start to finish. Throughout the entire loan process, Andy wasn’t just my Loan Originator; he became a trusted friend. He was consistently helpful, patient, and personable as we worked through each step. What I appreciated most was Andy’s approach to problem-solving. He never told me what to do; instead, he took the time to understand any issue I ran into and helped guide me toward the solution. His support made the process smooth and stress-free, and I always felt like he had my best interests at heart. If you’re looking for someone knowledgeable, dependable, and truly committed to helping his clients succeed, Andy is the person you want in your corner.”
—K Pannell from Kansas City, MO
Highly Recommend Andy Adkins and nbkc
“I shopped a lot of mortgage lenders and nbkc offered the best overall cost which was the number one most important thing to me. The application process was easy enough. This was my first time purchasing a home, so I asked a lot of questions and was reluctant to fully trust the lenders. Andy Adkins answered all my questions and helped me feel 100% comfortable with him and nbkc by the end. He was professional, prompt, friendly, transparent, available at odd hours (although I tried not to take advantage of that) and committed to doing whatever it took to help with this huge moment. I would absolutely work with him again and recommend him to others. ”
—Kyle Starkel from Wichita, KS
Above & Beyond Lender
“Andy truly went above and beyond throughout my home loan process. He was incredibly responsive (fast answers, consistent follow-ups), transparent, and detail-oriented. He also helped beyond the typical lender role, coordinating and following up when needed (even with the seller side), and he connected me with an excellent real estate agent who turned out to be a perfect fit. On top of that, he delivered very competitive rates and stayed proactive the entire time. If you want someone reliable, sharp, and genuinely committed to getting your loan across the finish line smoothly, Andy is the person to work with.”
—Hamid Behjati from Rancho Santa Margarita, CA
⭐️⭐️⭐️⭐️⭐️ Outstanding Mortgage Experience!
“I had an amazing experience with Andy Adkins, my mortgage lender with NBKC Bank. From start to finish, communication was clear, consistent, and professional. He went above and beyond to make sure I understood every detail of the process and always took the time to answer my questions. His dedication and effort to secure the best mortgage package possible truly stood out. It’s rare to find someone who genuinely cares this much about their clients’ success. I couldn’t be happier and highly recommend him to anyone looking for a smooth and stress-free mortgage experience!”
—Leo Oliver from North Kingstown, RI
Always there to help _ Competitive rates
“We were realy lucky to have Andy as our loan officer. He was always there to patiently answer our questions and help us throught the process. After we found our dream house, I got rate from the most affordable lenders in the market and his rate were competitive. Eventhough we had only 3 weeks until closing, he anaged to take of everything quickly and we closed on time. I strongly recommend him. ”
—Soroush Khosravi from Ellicott City, MD
Excellent Loan And service
“Andy was on top of things .. kept us in the loop at every step.. very professional and great to work with . have already referred a few people ..will use again .”
—Mark Goodman from Poolville, TX
Get to know Andy
What is your motto or personal mantra?
What you focus on grows, so focus daily on the positive outcomes you desire in your life and they will absolutely come true.
What is something that people would be surprised if they knew about you?
I make an award-winning cherry pie from scratch. As a kid, my grandmother Helen always made me one every time I went to the farm to visit. She never had a recipe written down so when she lost her memory, I lost the best pie ever made. Store pies are awful, so I researched and tried tons of recipes before finally finding one that was close. After a few tweaks I had it and won 2 pie contests with it! I use her old rolling pin when I make the crust. Thanks Grandma!!
What is your favorite sports team?
Kansas City Chiefs
What’s your alma mater?
I played football at Butler County Community College in El Dorado, KS before receiving a full scholarship at Fort Hays State University in Hays, KS. Go Tigers!
What is on your bucket list?
Riding a bull.
What aspect of your job are you most passionate about?
Being a fun, energetic partner for my customers and helping them achieve the American dream of home ownership.
Where did you grow up?
I grew up in Bonner Springs, KS and married my high school sweetheart, Kristy.
What are some of your hobbies?
Spending time with my beautiful wife, riding our horses, travel, bootcamp style workouts, and reading inspirational self-help books.
Before working at NBKC, what was the most unusual or interesting job you’ve ever had?
In high school I helped my neighbor build houses over my summers. The only thing he contracted out was the foundation, HVAC, and shingling the roof. We built the whole thing and I learned all of it. I can fix, build, wire and plumb anything as a result of that learning experience.