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Advice for New Home Buyers
Be prepared, not scared. Which seems broad and is intended to be so. You could be asked for more than you ever thought was necessary which is part of the process. The more you can gather, ask and understand upfront, the easier it is when the ball gets rolling. Enjoy the ride, you are about to achieve one of the American dreams, home ownership! It’s a big deal!
“We had a great experience with Ty. He was obviously experienced in the field, but never gave us the salesman vibe. We appreciated how responsive he was and would recommend him!”
—Vilija Bishop from Littleton, CO
“Stop here and don’t go anywhere else! We had the most outstanding experience with Ty. Here’s what he and his team do really well: transparency to the process you’re going to go through, clear, accurate estimates on interest rate, cash, to close, etc. And what I love the most that really differentiates them is they were willing to hop on the phone at any point to explain something to us that we had questions on. Purchasing a home is stressful, and these guys took the stress out of it for us because they were on top of their game communicating and helping us understand what needed to happen in order to make a successful transaction. We had a terrible experience with another lender and actually switched over to Ty only 5 days before we had to close and they pulled it all off with flying colors. We are so thankful because they are saving us money and we had peace of mind along the way that things were done right. Ty specifically is a great guy, really easy to talk to, will hop on the phone and explain anything to you, and he cares about you as a person, it’s not just a transaction. He can help you with different options, for example to lower your interest rate through a buydown if necessary. We are so thankful for his partnership along the way, it made everything so smooth that we could trust him and count on him. ”
—jessica foulk from De Soto, KS
“Well, what can I say..I was very much disappointed at how smoothly Ty took care of everything. I mean, most Loan Officers I've experienced are horrible & do not maintain good communication, but he was different. Ty was actually the exact opposite of a horrible Loan Officer. With this little tiny brain of mines, he masterfully explained everything in little precise details until I understood everything. He also maintained excellent communication and worked super hard. Sadly, I have to admit.. I 110% recommend Ty to anyone looking for a mortgage loan or refi loan. After this experience, I believe in the mortgage industry again. (:”
—Unknown Source... from Grand Blanc, MI
“Ty and his team is the REAL definition of PERFECTION! Super quick and easy! I did not have to do anything except send in required docs. Ty and his team handled everything!!!!! Ty maintained EXCELLENT communication throughout the WHOLE PROCESS! I will pick NBKC Bank over ANY Bank/Lender for ALL my lending needs!!! 110/100 RATING!!!!! The cherry on top, Ty is a CHEIFS FAN! #ChiefsKingdom #3PEAT #betterthanTomBradyTB12 ”
—LionsWinSuperBowl60 from Grand Blanc, MI
“Ty was fantastic! Not only did he help us get the best rate in a not so great market, he was in constant communication with us through the whole process. His support was much appreciated as we hadn’t bought a house in years!”
—Christina Smith from Moneta, VA
“Ty was the best loan officer i have ever worked with. He would allways call me back and he was allways looking out for my best internet. Trust me I have delt with a lot off others that are like car sales men he is not. He would call my realtor when I was having trouble with them and get them going ”
—Doug from Jamestown, NY
“Several years ago, Ty Swarts helped me refinance a house in WA, which he made a wonderful and easy process. I highy recommended him to a few friends after that experience. Fast forward a few years, and I moved from WA to AZ. Again, he made the loan process part of buying a "new" home easy and straight forward. Thank you again for everything!!! ”
—Kimberli S. from Tucson, AZ
“I do not have enough good things to say about Ty and NBKC. Leading process was extremely smooth and fast, two things that make or break the home buying experience! Will definitely be recommending Ty to friends and you should too!”
—Andrew from Atlanta, GA
“I highly recommend Ty! He will work for you and go to the ends of the earth to ensure you are cared for. My experience from beginning to end was phenomenal, ”
—Zen Angel from Moore, SC
“Ty kept in contact with me every step of the way and answered every question I had. If ever needed to do this again there is no doubt we would contact him again!”
—shaunkelliordonez from Osage City, KS
Do the little things now, it will help with the big things later.
Kansas State Wildcats Football
Attend the Masters Golf Tournament, watch a football game in the Big House and a few other locations.
Cliché as it might sound, getting new house keys in my customers hands. Truly nothing more enjoyable than that first phone call after documents have been signed and they own their new home.
Osage City, KS
Kids (triplet teenagers require some attention), golf, sporting events, mainly KSU Football
While at Kanas State, I was an equipment manager for the football team and my gameday job was to hold the headset cord for Legendary Hall of Fame Coach Bill Snyder. So, I have many miles logged walking side by side with Coach up and down that sideline hearing every word spoke into his microphone and every play as it was relayed to the team.