Advice for New Home Buyers
Focus on monthly budget, not purchase price. You only buy the house once, but you pay your mortgage every month.
“Have worked with Joe and his team multiple times, and every time is a 10/10 experience. Highly recommend to everyone I speak to. Always a super easy and straight forward process. Thanks again!”
—lennyj from Enid, OK
“Joe went above and beyond in helping me to both purchase a home and refinance it. He is very timely, and always easy to get in touch with. He is always willing to work quickly and makes the process seem very seamless. He is very clear on the financing process, easy to talk to, and provides options very quickly when we run into hurdles. I would absolutely recommend him and NBKC bank to anyone looking for a lender!”
—Deepak from Franklin, MA
“We have worked with Joe 3 times now, first to buy our first house in Arizona, then to refinance on that house, and now to buy a house in the San Francisco Bay Area. Joe was great all three times, including this last time in California, with a short (21 days!) close-of-escrow. We will work with him again as long as NBKC offers the same great rates!”
—Arthur from Oakland, CA
“I cannot speak highly enough of my experience with Joe Zucht. Having worked with him both personally and professionally, I can confidently say that he has consistently delivered nothing short of excellence! With two home purchases under my belt, I have come to rely on him for his unparalleled professionalism, honesty, and efficiency. Joe is refreshingly straightforward, always cutting through the noise to provide clear and concise guidance. I have full confidence in Joe and will continue to trust him with both my personal home financing needs, and my buyer clients' financing needs. ”
—Brianna Nelson from North Charleston, SC
“In looking to purchase my new home in Arizona, I researched several financial institutions and came across NBKC bank and Joe Zucht. I worked for a large financial institution for over 23 years and wanted to see how other banks stacked up, NBKC bank did not disappoint! I got a better rate and the experience with Joe and Ellen Davis far exceeded my expectations! This was my 7th home purchase, but my first outside of NY. Joe walked me through all of the differences purchasing in AZ and the process was smooth and seemless! I will definitely use Joe and NBKC bank for my future refinance and/or home purchasing needs!”
—Sharon Cardazzi from Goodyear, AZ
“Joe was a pleasure to work with and walked me through the process every step of the way He is very knowledgeable and helped make our home buying experience a better one”
—Ashley Fenton from Summerville, SC
“We have worked with Joe in multiple occasions and continue to seek him out for our lender needs. He provides clear expectorations with concise communication ensuring we know exactly what is needed when purchasing a property. In addition, he is extremely knowledgeable of the market and shares insightful information allowing us to make informed decisions. Joe also works tiredly ensuring we are ready to close and there aren't and surprises prior to closing. We highly recommend him and will only chose Joe for all of our future needs.”
—KGordon from Waverly, GA
“Joe and his team we're fantastic to work with, throughout the loan and closing process. He was very responsive and took time to explain all the details and layout options. I spent a lot of talking through all the details with Joe and his team. This was my wife and I's first time going through this process, and I certainly had a lot to learn. Joe was patient with my questions and very informative (and clear!) about how we could proceed. ”
—kylewalkergreen from New Rochelle, NY
“Joe made the whole process easy and stress free! You will be happy with the customer service you receive! I highly recommend him for anyone needing a lender!”
—Lawhon from Jefferson, GA
“Having met with several lenders ahead of buying my first home, Joe was by far the best. He was extremely responsive, informative, and helpful. His team immediately made the entire process far less stressful. I highly recommend working with his team, and I will certainly work with him again in the future. ”
—Ciara Anderson from Denver, CO
Perpetual Improvement.
I ran with the bulls at the festival of San Fermín in Pamplona, Spain.
The University of Kansas
Traveling through Southeast Asia, skydiving in a wing suit, and many more...
Helping customers maximize their personal and financial goals while minimizing the interruption of their daily lives.
Kansas City
Tennis, karaoke, and watching my niece's ballet performances
Bartending on Duval Street in Key West, Florida. Never a dull moment.