Advice for New Home Buyers
Start early. Have a loan officer review your credit and financial position well before you are ready to make an offer.
“For my loan closing, Kati provided the best closing package in terms of monthly rate and closing costs. She was responsive, fast and very knowledgeable with all my questions. She was also quite helpful in validating my credibility in my bidding process. What Kati put on estimates are what you would see in your disclosure, unlike other lenders. Always presenting herself professionally and kindly to her customers, she was a source of reliable guidance in the midst of the chaotic home purchase process. Would consult Kati on my future loan/re-fi needs. Definitely recommend her service.”
—Cathy Lu from Seattle, WA
“I am very fortunate to work with Kati on my first home purchase. She was very responsive, committed, and helpful during my purchase process. I recommend Kati for your future home purchase.”
—Gopi from Suwanee, GA
“As previously mentioned, I am using Kati again! Lost count how many times I have used Kati for home loans. Absolutely fantastic to work with. Patient, very knowledgeable, friendly and extremely helpful! I will always use Kati. She makes the whole process so easy and painless. I highly recommend her.”
—Barbara Fuller from Clayton, GA
“I just completed a refinancing of a home loan with Kati. I did have 5 lenders compete in a thorough review and side-by-side comparisons of process, rates, costs, etc. Kati and NBKC were ahead of others in every category. Most importantly, Kati was wonderful to work with. She educated me on every line item and step of the process, how to evaluate options, and recommendations on timing. I trust Kati, and at the end of the day, this is what truly matters. She had my needs (and costs) as a priority. I cannot ask for more. Thank you Kati for all you do. We will continue working together in the future!”
—Ricardo Rosales from North Aurora, IL
“Kati was fantastic to work with. For several months prior to our purchase when we were putting in offers she would send me quotes when asked of what our monthly payments would look like and always kept me updated on what the current interest rates were. When we finally had an offer accepted we went right to her for our loan. The entire process with her went amazingly easy, she always answered questions, got back to us quickly, and kept us up to date on everything. I can not recommend her enough.”
—Dustin from Saratoga Springs, NY
“Best experience I’ve had with a lender. Honestly, underwriting went so smoothly that it seemed like something wasn’t right. Kati took great care of me and was very patient with all of my questions. There were a few unusual quirks with my situation and she knew exactly how to handle them. I sent the documents she asked and that was pretty much it. Also, Kati is enjoyable to talk to, which helps during such a stressful time. I’ll certainly be using her again in the future. ”
—John M from Indianapolis, IN
“Kati helped us navigate our first home purchase using our VA Loan. She was extremely knowledgeable and VERY responsive. She was able to get us approved for more, quicker, at a lower interest rate than any of the several other lenders we spoke to. On top of this, she maximized the seller credit and we walked away from closing with money in our pocket. Could not recommend Kati & NBKC highly enough and we will use them again for our next home purchase! -The Marshalls”
—Zach Marshall from Ferndale, WA
“We hit the jackpot in finding Kati. We found Kati from a nerdwallet search, of all things. Searching for a lender online, I figured we would get better rates than a local lender, but I was mentally prepared to navigate some difficult customer service. This is where Kati proved me wildly wrong. When I got the call 2 minutes after submitting the online inquiry about NBKC, I figured it would be an automated call, like a lot of the online lenders do at the start of the process. But no...it was Kati, and she immediately went to work for us. (That was particularly important for us, as we needed to catch up a bit after find a house much faster than we thought we would!) Kati is highly knowledgable, very prompt in communication, she got us a far better rate than anyone else, and was attentive to our home purchase from start to finish. She got preapproval docs turned around quickly, including a few adjustments as we were negotiating with the sellers. She answered every question we had along the way, and took the time to really educate us on the process. We even got to closing faster than initially expected. Incredible service all the way around!! I've already referred her to a friend of mine, who is now raving about her as well. No question, she will be our lender for any home purchase or re-fi going forward. ”
—zuser201506261404566 from Grandville, MI
“Kati is amazing at what she does. She kept me informed and prepared for every step in my home purchase. I'd recommend Kati for any home purchase but especially to other first-timers like me. She provided excellent guidance and made the whole process super simple and easy!”
—Liam from Jefferson, MA
“The entire loan process was seamless. Kati is knowledgeable and efficient, making the process easy and quick. Kati is the only person I would recommend for your loan needs!”
—Renee and Laura from Tucson, AZ
Never give up, there is always someone who has had it harder. And to live simply so others can simply live.
If I tell you then everyone will know and it will no longer be surprising :)
SMSU - Southwest Missouri State University... but it now called MSU.
Travel. Everywhere.
Making the process not only easy, but somewhat enjoyable for my clients. No one is excited to get a home loan, but that does not mean we cannot have some fun while doing it!
Springfield, Missouri
I love to spend time with my family, read books, and spend time in nature.
I worked in a pet store in college and had to feed the Caiman, which are small crocodiles.