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5 Ways to Budget Your Money Simpler, Faster, and Easier

Personal CheckingView Blog

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By nbkc bank
08/12/2022

So, you’ve got financial goals and milestones you want hit — we think that’s awesome. A little financial literacy can go a long way in learning how to manage your personal finances, but knowing where to start can be overwhelming. That’s where the nbkc Everything Account comes in.

See, we know there’s a good chance you’re looking at a few of your financial goals like they’re Mount Everest, but all it takes is a few tools to help you break them down into something much more manageable. Let’s get you on track to hit those milestones with ease.

What is money management?

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After you’ve identified the financial goals you want to achieve, it’s time to assess how you spend your money. See, money management is a blanket term for how you budget, save, invest, and spend your money. When you have an understanding of where your money is going, you’re one step closer to having maximum control over your finances — which is key in getting you from point A to B.

What’s the best way to budget your money?

There are plenty of budgeting apps on the market that connect with your bank account and credit cards — Mint, Personal Capital, You Need a Budget (YNAB), and Zeta — to name a few. Allowing these apps to automatically download and categorize your transactions is an easy way to gain insights into your spending while comparing them with your budget.

These money management tools often come at an affordable price, are easy to use, and have features that can be adopted to meet your budgeting style. Connectivity issues between these money management tools and other bank accounts isn’t uncommon, however, and can lead to inaccurate, out-of-date account insights.

When your financial goals are out of sight, it’s much easier for them to be out of mind, which is why we think bank in-app money management tools are the way to go. Our solution to this is the nbkc Everything Account.

All the tools. All in one place.

Benefits of the nbkc Everything Account

This handy account is all about working smarter, not harder. The nbkc Everything Account offers the convenience of free checking, competitive rates, and budgeting tools — all in one place. With these integrated money management tools, a solid interest rate and no monthly fees, the transition into a financial goal-crushing machine is easy with the nbkc Everything Account.

Built-in money management tools

Long gone are the days of syncing your bank accounts with a separate budgeting tool only to deal with broken links and outdated numbers.

With the nbkc Everything Account, integrated money management tools are standard. Pretty cool, right?

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Customizable savings goals

  • Transfer money in and out of each savings goal easily.
  • Create an emergency savings fund.
  • Adjust savings goals as you go.
  • Earn high-yield interest with no minimums required.

Convenient financial snapshot

  • See all of your money all in one place.
  • Follow how you’re tracking on your goals.
  • Know exactly where your money is going.
  • Manage your money from your phone.

Spending on your terms

  • Get mobile banking 24/7.
  • Use your debit card anywhere Mastercard® is accepted.
  • Enjoy free ATMs with MoneyPass®.
  • Set up auto pay for your bills.

Goal setting, simplified

Setting and contributing to your long and short-term financial goals is a breeze with the nbkc Everything Account.

When you create a savings goal, the tool breaks down exactly how much money you need to save each day, week, or month to reach your goal by the set date. And with a built-in high-yield savings account, you can earn interest with no minimum balance required.

Go ahead, start planning that dream vacation. Or maybe a roadmap to home ownership. Your customizable savings goals and financial snapshot are here to get you to what’s next.

Don't take our word for it. Take theirs.

Helping customers achieve their financial goals is one of the things we love most about what we do. Offering an account that simplifies money management and the savings process is one of the ways we do just that.

We may be a little biased in our opinions of the nbkc Everything Account, so we pulled a few testimonials from customers to back it up.

I like the UI on the app. Especially the ease of opening a savings account especially for different savings goals.
I have banked with other banks and unfortunately their main goal seemed to make money from me by charging fees for all sorts of things. NBKC seems to try to help me save money.
NBKC Bank has been wonderful in offering an all-in-one account with an interest rate that is 3x better than my credit union checking account's interest rate.

Get everything you need and more with the nbkc Everything Account

Not only can you track your spending and saving all in one place with the nbkc Everything Account, but you also get to enjoy competitive rates and earn money on your savings. What’s not to like?

If you’d like to learn everything there is to learn about the nbkc Everything Account, feel free to send us a message in the chat box or give us a call at (888) 905-2165. If you’re ready to roll, you can open an account within minutes – all you need is an active form of ID on hand.

Tracking your spending and savings is just a snapshot away with the nbkc Everything Account.