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Community home loan options for our neighbors.

Mortgage payments designed with first-time and lower-income buyers in mind.

Let's make homeownership possible.

nbkc's Community Home Loan Program is designed to help first-time or low-to-moderate income homebuyers achieve their dream of owning a home. We know that the path to homeownership is not a one size fits all. Therefore, we provide a variety of homeownership financing solutions that can work for your income and credit history. Tell us your story. We will listen. And together, we will come up with a solution.

Special Financing Options

Saving for a down payment can be challenging. That’s why we offer down payment assistance options.

Minimum Credit Score

Having a low credit score shouldn't stand in the way of homeownership.

Primary Residence

Our programs help ensure families have a stable and comfortable primary residence…a place to call home.

We are a MHDC Lender

As a certified lender, we can help Missouri residents take advantage of a number of mortgage assistance programs available through the Missouri Housing Development Commission (MHDC). Some of the benefits include access to affordable interest rates as well as down payment and closing cost assistance.

Want to learn more about specific lending options?