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Community home loan options for our neighbors.
Mortgage payments designed with first-time and lower-income buyers in mind.
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Let's make homeownership possible.
nbkc's Community Home Loan Program is designed to help first-time or low-to-moderate income homebuyers achieve their dream of owning a home.
100% Financing
Understanding saving for a down payment can be challenging, our program offers 100% financing in the following counties: Clay & Jackson, MO and Wyandotte & Johnson, KS.
Minimum Credit Score
Having a low credit score shouldn't stand in the way of homeownership.
Primary Residence
Ensuring families have a stable and comfortable place to call home, our program is intended for the purchase of primary residences.
We are a MHDC Lender
As a certified lender, we can help Missouri residents take advantage of a number of mortgage assistance programs available through the Missouri Housing Development Commission (MHDC). Some of the benefits include access to affordable interest rates as well as down payment and closing cost assistance.