<img src="https://twitter.com/nbkcbank"> FDIC
VA home loans for
your dream home.
With nbkc bank, you could save up to $6,840
over the typical life of your loan.*
Home Loan Calculator
Want to see your rate? No strings attached.
Try our free online mortgage rate calculator.
Your Mortgage Estimate
The interest rates shown below are based on your credit history, property type and loan amount on a 45 day lock period. The actual interest rates and fees available to you may vary and may differ from the rates displayed.
Welcome, Veterans. Let's talk home loans.
When it comes to home loans, you’ve definitely got options. If you’re wondering why you should choose a VA loan, we’ve got 10 things to keep in mind:
1
100% Financing Optional
Say goodbye to hefty down payments and hello to homeownership without breaking the bank.
2
Lower Rates
Veterans can take advantage of lower interest rates compared to other loan types, and save more in the long run.
3
No Pre payment Penalty
Flexibility is key with VA loans, allowing you to pay off your loan early without any penalties.
4
Streamlined Refinancing
Forget the hassle of refinancing—no appraisal or income documentation needed.
5
Multiple VA Loans
Need more than one home? No problem. You can have multiple VA loans simultaneously.
6
Entitlement Restoration
The VA offers a one time entitlement restoration without documentation.
7
Reuse Your VA Eligibility
Your VA eligibility isn't a one time deal. Military personnel can utilize it repeatedly for future home purchases.
8
No PMI Requirement
Save on private mortgage insurance (PMI) fees, keeping your monthly payments more affordable.
9
Assumable Loans
Transfer your VA loan to another eligible buyer with credit qualification, providing flexibility for future transactions.
10
Relaxed Requirements
We understand your unique circumstances, offering relaxed credit underwriting compared to traditional loan programs.
$5K Close-On-Time Guarantee
Our $5k Close-On-Time Guarantee pays both the seller and the buyer $2,500 if we don’t close the loan on time. We get down to business. Fast.
You’re looking at an award-winning bank
4.9 out of 5 average customer rating!
Based on 22,000+ Customer Reviews
*The estimated savings statement is calculated over a 5-year period utilizing interest savings. Home purchase in the state of Missouri with a Loan-To-Value of 80%, Loan amount = $400,000, Single Family, Primary Residence, FICO=780, Term=30-year conventional loan as of 7/17/2024. Average level savings of $6840 as compared to an average of national mortgage lenders in a comparative study conducted by Curinos.com. Individual savings may vary based on credit score, Loan-To-Value, location and how long the loan remains active. This is subject to loan requirements, underwriting and approval.