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Enjoy the ride and your loan.
Whatever your next vehicle is, we’ve got the right loan to keep you moving forward.
Our Latest Car & Auto Loan Rates
Our rates are designed to help you save more money. See for yourself.
Model Years
Term
Months
APR (as low as)
APR = Annual Percentage Rate
New
48-72
6.25%
2022-2025
48-60
6.75%
2018-2021
36-48
7.00%
2015-2017
36
7.50%
Note: Loan rates (APRs) are effective on date of publication and may be subject to change. Actual loan rate (APR) may be higher than listed rate based on credit qualifications of applicant(s). Extended term financing may be available based on loan amount, with qualified credit. Please contact us for details.
FAQs About Auto Loans
Your monthly car payment will depend on the size of your loan, your interest rate, and the length of the loan. As an example: A $30,000 auto loan at 6.75% interest and a 60 month (5 year) term would cost approximately $590 per month.
How much you can afford to pay for your car depends on your income and the priorities you have set in your budget. Our lenders are here to help you figure out what amount makes the most sense for you.
The best loan will depend on a combination of rates and service. Our team is eager to help you get the best loan for your situation and provide personal, helpful service along the way.
nbkc has loans specifically for boats, RVs and motorcycles in addition to cars.
We understand that credit scores don’t always tell the full story. While our minimum credit score for auto loans is 620, there are still ways to work toward financing a vehicle if you’re below that range. Options like adding a co-signer or improving your credit profile can help increase your chances of approval. Feel free to reach out—we’re here to help you find a solution.
Want to learn more? Fill out the form below and we'll be in touch.
Loans are currently only available to borrowers in the Kansas City metro area.