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Tap to Pay on iPhone for Small Business.
No terminal needed.

With your nbkc mobile app and Tap to Pay on iPhone, you can get paid right on your phone and straight into your business bank account.

Open a Business Account

Let your customers Tap to Pay on iPhone today.

Run your business from anywhere you set up shop, and integrate Tap to Pay directly with your business bank account.

Equipment

Contactless

Payment Options

Security

No payment terminals needed.

Accept in-person payments with only an iPhone.

 

How Tap to Pay on iPhone Works with nbkc

With nbkc, Tap to Pay on iPhone is built right into your business banking. Open the nbkc mobile app, tap the Tap to Pay button, and hold your phone near your customer's card or digital wallet. The payment processes in seconds and lands where it belongs, in your account, without an extra step.

Great for businesses that don't stay behind a counter:

  • Service calls and on-site appointments
  • Client meetings and consultations
  • Farmers markets and pop-up shops
  • Food trucks and mobile vendors
  • Community events, festivals, and trade shows
  • Anywhere you show up and do business in person

If you can bring your iPhone and your nbkc mobile app, you can get paid.

How to Set Up Tap to Pay on iPhone with Your Business Account

Getting started only takes a few minutes. Here's how to enable Tap to Pay on iPhone with your nbkc business checking account:

  • Open an nbkc business checking account. You can apply for an apply for an account in minutes. Already have one? Skip to step two.
  • Download the nbkc mobile app from the App Store.
  • Log in to your nbkc online banking through the app.
  • Scroll down to "Autobooks" and select "Get Paid with Tap to Pay."
  • We'll enable your account to receive mobile payments and send you an email when things are ready.
  • Accept your first payment. Hold your iPhone near your customer's contactless card, Apple Pay, or digital wallet. Done.

Tap to Pay on iPhone requires an iPhone XS or later running iOS 16.7or later. Available in the U.S. only (not available in U.S. territories).

Secure and Private Business Transactions

Every Tap to Pay transaction is encrypted and processed through Apple's secure NFC framework. Card numbers are never stored on your iPhone or on Apple servers. And because payments go directly into your nbkc business checking account, there's no third-party platform processing your customer’s information or outside apps holding your funds. Just your bank, your account, FDIC-insured and ready to go.

FAQs About Tap to Pay on iPhone

Download the nbkc mobile app or just access your online banking via a secure browser. Click Tap to Pay on iPhone, then follow the onscreen directions. No extra terminals or hardware is needed.

Tap to Pay on iPhone uses the built-in features of iPhone to keep your business and your customer data private and secure. When a payment is processed, Apple does not store card numbers on the device or on Apple servers, so you can rest assured knowing your business stays yours.

Customers can pay with contactless debit and credit cards (Visa, Mastercard, American Express, Discover), as well as with Apple Pay and other digital wallets. Cards must display a contactless symbol to make contactless payments.

Tap to Pay on iPhone requires iPhone XS or later running iOS 16.7 or later. Tap to Pay on iPhone is only available in the U.S. Not available in the U.S. territories. Some contactless cards may not be accepted. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

With an nbkc business checking account, you can accept credit card payments directly on your phone using Tap to Pay on iPhone. Customers hold their contactless card near your iPhone, and the payment is deposited into your nbkc business account. No card reader or terminal needed.

Yes. When you use Tap to Pay on iPhone through nbkc, payments are deposited directly into your nbkc business checking account. There's no intermediary platform holding your funds and no manual transfers to move money from a payment processor into your bank.

Tap to Pay on iPhone is available to nbkc business checking customers. There is a standard transaction fee of 2.75%, which is charged for all payment methods, including contactless cards and digital wallets such as Apply Pay, Google Pay and Samsung Pay. However, there is no additional fee charged by nbkc bank.

With standalone payment apps like Square or Stripe, payments are processed through a separate merchant account and then transferred to your bank. With nbkc, Tap to Pay on iPhone is built directly into your business banking. Payments go straight to your nbkc business checking account with no additional transfers, no third-party accounts, and no waiting for funds to settle.