Your nbkc
Bank in
Liberty.

Yes! Our drive-up atm is available 24/7.

Yep! nbkc’s safe deposit boxes are accessible during business hours and come in three sizes. To open a safe deposit box you’ll need to open up a depository account and pay an annual fee for the service, which varies by box size. Find more info on setting up a safe deposit box here.

We get a mix of everything, but the most common reason people stop into a branch is to open up a new personal or business account. Another common reason to visit a branch is to discuss important financial decisions like taking out a home or business loan. Our loan officers walk clients through the process step by step. Beyond that, our Liberty branch sees a good number of large cash withdrawals and clients setting up CDs in person.

To open a personal account with nbkc, you'll need to apply. You can do this at any branch location. During the application process we may need the following documentation:

• A valid U.S. Driver's License or U.S. State ID card
• A valid passport
• Proof of address if your current address is different from the address listed on your Drivers License or State ID
  • Utility Bill, Lease Agreement, Mortgage Statement, Credit Card Statement, Telephone Bill, or DMV Registration

Prefer to skip the trip? You can apply online in just a few minutes from your phone or computer at start.nbkc.com.

Visit any of our branches where our team will guide you through the application process. The documents required for an application vary state by state depending on your entity type, so we’ll provide a list of required documents to process the account application. To apply, you must meet a few baseline requirements:

• The business must be located in the U.S.
• You’re a permanent resident of the U.S. or have legal status.
• Provide a valid mailing address within the U.S.
• Provide your Social Security Number.

A list of examples of the documents nbkc may request include:

• Articles of Incorporation
• Articles of Organization
• Proof of EIN
• Partnership Agreement
• Fictitious Name Certification
• Copy of Government Issued ID

You can also handle the process online at start.nbkc.com. Upload your documents and get your business account open without setting foot in a branch.

While nbkc has full remote capabilities, real people provide the service behind it all. Whether you're opening an account, applying for a home loan, or just have a question, you're working with an actual banker or loan officer who knows your name and your situation, not a call center script or ai bot. Our clients consistently point to this as a differentiator: a banker who takes the time to explain each step, stays responsive throughout the process, and is easy to reach by phone or in person when something comes up. It's the same hometown, human feel whether you're stopping into the Liberty branch or banking with us entirely online.